State rules
Not availableCase Equity in Arkansas.
ClaimAngel funders are not currently active in Arkansas. The state's rules are below.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The facts
What Arkansas law says.
As of July 14, 2026
Arkansas's consumer lawsuit lending statute (Ark. Code § 4-57-109) pulls funding into the constitutional 17% usury limit, and the entire return counts as interest. Funders do not operate at that price.
Rate cap on record: 17% (Amendment 89)
Verified against primary sources July 14, 2026. The full facts layer for Arkansas, with statute citations and sources, is being written; the summary above is current.
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Arkansas funding, asked plainly.
Is pre-settlement funding legal in Arkansas?
Funding is not banned in Arkansas, but as a practical matter it is hard to get. Arkansas's constitutional usury limit (Amendment 89: 17% per annum) applies to funding, and the entire return counts as interest, so funders generally do not operate at that price. Some companies still claim to offer lawsuit loans in Arkansas. Before signing with one, ask how the contract complies with the 17% cap. One important nuance: these rules generally follow where you live, not where the accident happened. If your case is in Arkansas but you live in another state, your home state's rules usually apply, and ClaimAngel may still be able to fund you.
Can I get a lawsuit loan in Arkansas?
As a practical matter, not under Arkansas law today. Arkansas's constitutional usury limit (Amendment 89: 17% per annum) applies to funding, and the entire return counts as interest, so funders generally do not operate at that price. Some companies still claim to offer lawsuit loans in Arkansas. Before signing with one, ask how the contract complies with the 17% cap. But if you live in another state, your home state's rules usually apply to you, so ClaimAngel may still be able to fund your Arkansas case. What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds.
How much does legal funding cost in Arkansas?
Arkansas law caps what funding can charge: 17% (Amendment 89). On ClaimAngel the rate is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
In Arkansas, yes: state law classifies funding as a loan, with lending rules and rate caps to match. That is part of why funders do not write funding under Arkansas law. Everywhere ClaimAngel serves, the product is not a loan: non-recourse, repaid only from a winning settlement, and nothing owed if you lose.
What happens if I lose my case?
Be careful here. Arkansas classifies funding as a loan, and a loan follows you whether you win or lose. Money offered under Arkansas law may not be forgiven if you lose your case. ClaimAngel funding, where offered, is non-recourse: if you don't win, you owe nothing back.
ClaimAngel funders are active in most states. See where.
Every state