Lawsuit Funding & Cash Advances
A lawsuit cash advance provides money to plaintiffs before their case settles. It is non-recourse — you only repay if you win. ClaimAngel connects you with 25+ competing funders at a standardized 27.8% simple annual rate.
27.8%
Simple Annual Rate
2×
Total Repayment Cap
25+
Competing Funders
What Is a Lawsuit Cash Advance?
A lawsuit cash advance — also called pre-settlement funding, plaintiff funding, or litigation financing — provides plaintiffs with money before their case resolves. Unlike a loan, it is non-recourse: if you lose your case, you owe nothing.
| Feature | Lawsuit Cash Advance | Traditional Loan |
|---|---|---|
| Repayment required if you lose? | No — non-recourse | Yes — full repayment |
| Credit check required? | No | Yes |
| Monthly payments? | None | Required |
| Collateral needed? | None — case is the collateral | Often required |
| Impact on credit score? | None | Yes — reported to credit bureaus |
How to Get a Lawsuit Cash Advance
Getting a pre-settlement cash advance through ClaimAngel is a straightforward three-step process. Most applicants may receive funds within 1-5 business days.
Apply Online
Submit your case details in minutes. Provide your case type, attorney information, and the funding amount you need. No credit check required.
Case Review
Funders evaluate your case merits and expected settlement value. Your attorney confirms your case is active. Decisions are typically made within hours.
Get Funded
Once approved and contracts are signed, funds may be deposited as quickly as 24 hours via ACH transfer. Use the money for any purpose.
Non-Recourse Protection
Lawsuit cash advances are non-recourse, meaning you only repay from your settlement if you win. If you lose your case, you owe nothing — the funder absorbs the loss entirely.
Why Choose ClaimAngel
ClaimAngel was built to bring transparency and fairness to the legal funding industry. Our marketplace model eliminates predatory pricing and gives plaintiffs the lowest set rate available.
Marketplace Model
Unlike traditional funders, ClaimAngel is a marketplace where 25+ funders compete for your case. Competition drives better terms and faster funding.
- 25+ competing funders
- 500+ law firms trust us
- $90M+ in capital deployed
Lowest Set Rate
ClaimAngel standardizes pricing at 27.8% simple annual interest across all funders. Traditional legal funding companies typically charge 40-200%+ with compounding rates.
- 27.8% standardized rate
- Simple interest — not compounding
- $15M+ saved for plaintiffs
Cap Protection
Your total repayment is capped at 2× the funded amount, regardless of how long your case takes. This protects you from costs spiraling on lengthy cases.
- 2× total repayment cap
- No hidden fees or surprise charges
- Full cost disclosure upfront
Fast Funding
Funding decisions are typically made within hours. Once approved and contracts signed, you may receive funds within 24-48 hours via direct deposit.
- Apply in minutes online
- Decisions typically within hours
- Funds as fast as 24 hours
Frequently Asked Questions
Common questions about lawsuit cash advances, pre-settlement funding, and the ClaimAngel marketplace.
A lawsuit cash advance is a non-recourse financial advance provided to plaintiffs with active lawsuits before their case settles. Unlike a traditional loan, you only repay from your settlement proceeds if you win. If you lose your case, you owe nothing. ClaimAngel offers lawsuit cash advances at a standardized 27.8% simple annual rate through a marketplace of 25+ competing funders.
Applying through ClaimAngel takes just minutes. Submit your case details online — including your case type, attorney information, and the amount you need. Your attorney confirms your case is active, funders evaluate your case merits, and if approved, you may receive funds within 24-48 hours.
Lawsuit funding is non-recourse, meaning you only repay if you win your case. A traditional loan requires repayment regardless of your case outcome. With lawsuit funding, there are no monthly payments, no credit checks, and no personal liability. The term 'lawsuit loan' is commonly used but technically inaccurate — legal funding is a cash advance against your future settlement, not a loan.
The amount you may receive depends on the type and expected value of your case. Typical lawsuit cash advance amounts range from $500 to $500,000. ClaimAngel's marketplace of 25+ funders evaluate your case merits and expected settlement value to determine the advance amount.
No. Lawsuit cash advance approval is based on the strength and expected value of your case, not your credit score. ClaimAngel does not run credit checks. Employment status, income level, and credit history are not factors in the approval process.
If you lose your case or receive no settlement, you owe nothing. Lawsuit cash advances through ClaimAngel are non-recourse — the funding company absorbs the entire loss. You will never be asked to repay from personal funds, wages, or other assets.
ClaimAngel funding decisions are typically made within hours. Once approved and contracts are signed, funds may be deposited as quickly as 24 hours via ACH transfer. The entire process — from application to funding — typically takes 1-5 business days.
ClaimAngel funds 50+ case types including personal injury, car accidents, truck accidents, medical malpractice, slip and fall, workplace injuries, product liability, wrongful death, premises liability, and more. Most civil litigation cases with an active lawsuit and attorney representation may qualify.
Ready for a Lawsuit Cash Advance?
Apply through ClaimAngel's marketplace and access 25+ competing funders at a standardized 27.8% simple annual rate.
No credit check · 1-5 day funding · Non-recourse protection