State rules
Not availableCase Equity in Colorado.
Looking for funders? Join us to fund in Colorado.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The facts
What Colorado law says.
As of July 14, 2026
Colorado treats funding as consumer lending (Oasis v. Coffman, 2015): supervised-lender license and tiered finance-charge caps of 36%, 21%, and 15% by amount. The 2025 foreign-funder law expressly carves out living-expense funding.
Rate cap on record: 36% / 21% / 15% by tier
Verified against primary sources July 14, 2026. The full facts layer for Colorado, with statute citations and sources, is being written; the summary above is current.
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Colorado funding, asked plainly.
Is pre-settlement funding legal in Colorado?
Yes, funding is legal in Colorado, but not through ClaimAngel today: our funders are not currently taking new Colorado cases, and other funding companies do serve the state. Colorado treats funding as consumer lending (Oasis v. Coffman, 2015): supervised-lender license and tiered finance-charge caps of 36%, 21%, and 15% by amount. The 2025 foreign-funder law expressly carves out living-expense funding. One important nuance: these rules generally follow where you live, not where the accident happened. If your case is in Colorado but you live in another state, your home state's rules usually apply, and ClaimAngel may still be able to fund you.
Can I get a lawsuit loan in Colorado?
Yes, you can. Funding is legal in Colorado and other funding companies serve Colorado cases; ClaimAngel funders are just not taking new cases there right now. And if you live in another state, your home state's rules usually apply to you, so ClaimAngel may still be able to fund your Colorado case. What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds.
How much does legal funding cost in Colorado?
Colorado law caps what funding can charge: 36% / 21% / 15% by tier. On ClaimAngel the rate is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
In Colorado, yes: state law classifies funding as a loan, with lending rules and rate caps to match. That is part of why funders do not write funding under Colorado law. Everywhere ClaimAngel serves, the product is not a loan: non-recourse, repaid only from a winning settlement, and nothing owed if you lose.
What happens if I lose my case?
Be careful here. Colorado classifies funding as a loan, and a loan follows you whether you win or lose. Money offered under Colorado law may not be forgiven if you lose your case. ClaimAngel funding, where offered, is non-recourse: if you don't win, you owe nothing back.
ClaimAngel funders are active in most states. See where.
Every state