State rules
Funders activeCase Equity in Indiana.
ClaimAngel funders are active in Indiana. One set rate: 27.8% simple, 2x cap at 46 months. If you don't win, you owe nothing back.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The facts
What Indiana law says.
As of July 23, 2026
Indiana's Civil Proceeding Advance Payment statute (IC 24-12) licenses funders through the Department of Financial Institutions and caps charges at 36% annually plus a 7% servicing charge and $500 total document fees. 2023 amendments made CPAP contracts discoverable with notice to insurers; a 2024 law added a separate commercial litigation financing chapter (IC 24-12-11).
Rate cap on record: 36% + 7% servicing
Verified against primary sources July 23, 2026. The full facts layer for Indiana, with statute citations and sources, is being written; the summary above is current.
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Indiana funding, asked plainly.
Is pre-settlement funding legal in Indiana?
Yes. Indiana's Civil Proceeding Advance Payment statute (IC 24-12) licenses funders through the Department of Financial Institutions and caps charges at 36% annually plus a 7% servicing charge and $500 total document fees. 2023 amendments made CPAP contracts discoverable with notice to insurers; a 2024 law added a separate commercial litigation financing chapter (IC 24-12-11). On ClaimAngel it is offered as Case Equity: one set rate, a hard cap, and nothing owed if you lose.
Can I get a lawsuit loan in Indiana?
What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds. You can draw on your Indiana case through ClaimAngel today, with no credit check and nothing owed if you lose.
How much does legal funding cost in Indiana?
Indiana law caps what funding can charge: 36% + 7% servicing. On ClaimAngel the rate is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
No. A loan follows you if you lose and bills you along the way. Case Equity is non-recourse: money from the value of your case, repaid only out of a winning settlement. Lose the case, keep the money, owe nothing back.
What happens if I lose my case?
You owe nothing back. Non-recourse is the product, not fine print: the draw is repaid only from a settlement or judgment in your favor.
Ready when you are. Same set rate for every Indiana case, and nothing owed if you don't win.