State rules
Not availableCase Equity in Maryland.
ClaimAngel funders are not currently active in Maryland. The state's rules are below.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The facts
What Maryland law says.
As of July 23, 2026
No funding statute; Maryland regulators treat funding advances as loans under the Consumer Loan Law, with licensing and tiered rate caps of 33% and 24%. A 2026 bill to codify the regime died.
Rate cap on record: 33% / 24% by tier
Verified against primary sources July 23, 2026. The full facts layer for Maryland, with statute citations and sources, is being written; the summary above is current.
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Maryland funding, asked plainly.
Is pre-settlement funding legal in Maryland?
Funding is not banned in Maryland, but as a practical matter it is hard to get. Maryland treats funding as a loan under its Consumer Loan Law and usury rules, with tiered rate caps of 33% on the first $1,000 and 24% above $2,000. Those caps price funders out, and we are not aware of any funding company that serves Maryland cases today. One important nuance: these rules generally follow where you live, not where the accident happened. If your case is in Maryland but you live in another state, your home state's rules usually apply, and ClaimAngel may still be able to fund you.
Can I get a lawsuit loan in Maryland?
As a practical matter, not under Maryland law today. Maryland treats funding as a loan under its Consumer Loan Law and usury rules, with tiered rate caps of 33% on the first $1,000 and 24% above $2,000. Those caps price funders out, and we are not aware of any funding company that serves Maryland cases today. But if you live in another state, your home state's rules usually apply to you, so ClaimAngel may still be able to fund your Maryland case. What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds.
How much does legal funding cost in Maryland?
Maryland law caps what funding can charge: 33% / 24% by tier. On ClaimAngel the rate is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
In Maryland, yes: state law classifies funding as a loan, with lending rules and rate caps to match. That is part of why funders do not write funding under Maryland law. Everywhere ClaimAngel serves, the product is not a loan: non-recourse, repaid only from a winning settlement, and nothing owed if you lose.
What happens if I lose my case?
Be careful here. Maryland classifies funding as a loan, and a loan follows you whether you win or lose. Money offered under Maryland law may not be forgiven if you lose your case. ClaimAngel funding, where offered, is non-recourse: if you don't win, you owe nothing back.
ClaimAngel funders are active in most states. See where.
Every state