State rules
Funders activeCase Equity in Pennsylvania.
ClaimAngel funders are active in Pennsylvania. One set rate: 27.8% simple, 2x cap at 46 months. If you don't win, you owe nothing back.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The short version
You can get funding in Pennsylvania. There is no state funding law and courts look at each agreement closely, so who you sign with matters.
The facts
What Pennsylvania law says.
As of July 14, 2026
Pennsylvania has no funding statute, and it is one of the few large states where champerty is still a live defense: in WFIC v. LaBarre (Pa. Super. 2016), a funding agreement was held champertous and void because the funders had no legitimate interest in the litigation. Consumer funders do operate in Pennsylvania, but enforceability is case by case. A proposed court rule would make funding agreements that carry control rights discoverable; it has not been adopted.
Where the law stands
No statute governs consumer legal funding. The Supreme Court's Civil Procedural Rules Committee proposed amending Rule 4003.2 to make discoverable any funding agreement that gives the funder a right to influence litigation or settlement decisions; the comment period closed April 22, 2026, and the proposal has not been adopted.
The courts
WFIC, LLC v. LaBarre, 148 A.3d 812 (Pa. Super. 2016): a funding agreement was champertous and void where unrelated funders had no legitimate interest in the litigation. Federal courts in Pennsylvania have split, with at least one enforcing a funding agreement against champerty and usury challenges.
For plaintiffs
- Pennsylvania is a gray zone: funding is available, but the state's courts have voided agreements on champerty grounds. Agreement structure matters more here than almost anywhere.
For law firms
- WFIC makes champerty a live defense against funding agreements. If a funded case turns contentious, expect the agreement's enforceability to be tested.
- Watch the Rule 4003.2 proposal: it would make control-bearing funding agreements discoverable.
Sources
- WFIC, LLC v. LaBarre (Pa. Super. 2016), Justia (accessed July 14, 2026)
- Proposed amendment to Pa.R.Civ.P. 4003.2, Civil Procedural Rules Committee notice (accessed July 14, 2026)
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Pennsylvania funding, asked plainly.
Is pre-settlement funding legal in Pennsylvania?
Yes. You can get funding in Pennsylvania. There is no state funding law and courts look at each agreement closely, so who you sign with matters. On ClaimAngel it is offered as Case Equity: one set rate, a hard cap, and nothing owed if you lose.
Can I get a lawsuit loan in Pennsylvania?
What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds. You can draw on your Pennsylvania case through ClaimAngel today, with no credit check and nothing owed if you lose.
How much does legal funding cost in Pennsylvania?
Pennsylvania does not set a state-specific price cap. On ClaimAngel the rate is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
No. A loan follows you if you lose and bills you along the way. Case Equity is non-recourse: money from the value of your case, repaid only out of a winning settlement. Lose the case, keep the money, owe nothing back.
What happens if I lose my case?
You owe nothing back. Non-recourse is the product, not fine print: the draw is repaid only from a settlement or judgment in your favor.
Ready when you are. Same set rate for every Pennsylvania case, and nothing owed if you don't win.